Friday, September 4, 2020

Q in English Words

Q in English Words Q in English Words Q in English Words By Maeve Maddox A show of English spelling is that the letter q is trailed by the letter u. Not many English words preclude the u after q. The most well-known that strike a chord are remote spot names like Iraq and Qatar, and made-up words like qwerty, Nasdaq, Compaq and Qantas. In borrowings from dialects in which the local q speaks to a sound dissimilar to the sounds spoke to by English q, the q is generally anglicized to a k or a c: Qaballah>Cabbala Quran>Koran faqir>fakir Cabbala/Kabbalah: The name given in present scriptural Hebrew on the oral convention passed on from Moses to the Rabbis of the Mishnah and the Talmud. Koran: The sacrosanct book of the Muslims, comprising of disclosures orally conveyed at spans by Muhammad and gathered recorded as a hard copy after his demise. fakir: Properly a poverty stricken individual, however uncommonly applied to a Mahommedan strict vagabond, and afterward freely, and mistakenly, to Hindu enthusiasts and exposed ascetics’ (Yule). Note: The AP Stylebook, established 1953, changed its recently prescribed spelling Koran to Quran in 2000. Simultaneously it changed the prescribed spelling from Mohammed to Muhammad. Another prior spelling was Mahommed, as in the OED definition for fakir given previously. The most continuous way to express qu is [kw], as in sovereign: secure clear sea-going fluid spring dinner inheritance enquire equivalent equine equinox esquire examination ask jonquil melt fluid obloquy obsequy prequel quack drink quadrant quail Quaker qualify quality quantum fight quarter group of four suppress bandy calm blanket quinine quintet jest idiosyncrasy demand memorial require remunerate spin-off sequin sequoia squab filthy gust foulness square squash squat screech vanquish The second most incessant way to express qu is [k], is found (for the most part) in French borrowings: collectible barque bisque bundle briquet coterie overcome croquet finish alcohol marquee masque mosque slanted misty parquet picque line quiche The Spanish getting quinoa showed up in English as right on time as 1598, spelled quinua. The most punctual model in the OED of the spelling quinoa is dated 1758. Quinoa is a plant identified with spinach. It appreciates prominence among the wellbeing cognizant in view of its high protein substance and absence of gluten. The OED records four elocutions, two British and two American. I’ve heard it articulated KEEN-wah, KIN-wah, and Kwi-NO-ah. Those up to date call it KEEN-wah. Need to improve your English quickly a day? Get a membership and begin accepting our composing tips and activities day by day! Continue learning! Peruse the Spelling class, check our well known posts, or pick a related post below:Social versus SocietalBail Out versus Bundle Out

Tuesday, August 25, 2020

Globalisation ; Video games

I am sitting in a little café on Nanjing Road in the core of Shanghai's focal business locale as I compose this post. As I check out me the vitality of this city is substantial. There is a feeling of good faith and a can-do mentality that is amazingly like what I involvement with each lively economy around the world. There is another consistent theme. Gaming is inescapable. Any place I look, regardless of whether in the coffeehouse or in the metro or bus stop, individuals are getting a charge out of computer games and inundated in their telephone, tablet, or laptop.Last week, I elucidated the first of three mainstream orces that I accept are changing the videogame business and today appears to be more significant than any other time in recent memory to talk about the subsequent one: globalization. The worldwide programming market for computer games was around $52 billion out of 2012. In Just the most recent 8 years, the developing markets have gone from 12% to 47% of the market size and are developing at an intensified yearly pace of about 30%. While the development is expansive based, nations like China, Brazil and Russia are on a tear, developing as much as 100% in classifications like Android and iOS.In a large portion of these business sectors, reassures are an extremely little specialty of gaming today, however that is additionally beginning to change as even nations like China are rethinking since quite a while ago held approaches on permitting comforts. As I take a gander at innovative and game play patterns, it is my solid conviction that the market for gaming will continue this development for a long time to come and as a rule even quicken. Be that as it may, with globalization comes an altogether different arrangement of specialized difficulties. Organizations can't just recreate their achievement in western markets with a â€Å"rinse and repeat† of existing systems for new geographies.Companies that essentially ranslate their items verbatim a nd discharge it into new markets will fall flat. To succeed, you need to think worldwide yet act neighborhood. I don't get this' meaning with regards to videogames? Every nation is distinctive in its gaming designs, buyer conduct, framework, business standards and neighborhood guidelines. Various parts of the game must be custom-made for nearby playing conditions as if the game was developed starting from the earliest stage that market.A barely any models: New game substance that has neighborhood pertinence and offer Architectural changes that take into account nearby framework, for example, representing expected system latencies and parcel misfortunes. Presentation of various plans of action, for example, allowed to-play Respect for neighborhood business standards, for example, Konbini in Japan or Boleto Bancario in Brazil Expansion of the backend stage to help nearby offers, advancements and valuing changes Even however videogames are pervasive around the globe today, there are so cial subtleties that are critical to respond to with regards to conveying computerized diversion and services.It's not Just about advertising items in an unexpected way (which is additionally significant) yet the innovation spine that goes into supporting these titles likewise needs to alter for he nation or locale you're in. Everything from installment frameworks, ongoing interaction mechanics and adaptation procedures could be extraordinary. One such model is Plants versus Zombies, a fantastic pinnacle barrier game from PopCap that has a huge buyer base in North America.It has had wonderful accomplishment in China with its Great Wall version which was discharged on portable in China with nearby substance, customer information plans (26 and 36) and neighborhood arrange topology. Another model is FIFA Online 3 which was as of late discharged in Korea and depends on the game mechanics of the mainstream FIFA 13 comfort game however custom-made for the neighborhood advertise. It has ju st broken records with 2. 4 million players in Just the initial a month since launch.It's an arrangement that works better for that market and offers us the chance to convey one of our center establishments to another crowd. Worldwide network has extended the open doors for our industry while additionally totally changing the requests on our innovation foundation. I must think worldwide with each choice I make. My next post I'll address what I see as the last mainstream power †social network. Meanwhile, I'd love to hear how going worldwide in business impacts your everyday.

Saturday, August 22, 2020

Bio Mechanical Analysis Of The Golf Swing Physical Education Essay

Bio Mechanical Analysis Of The Golf Swing Physical Education Essay Since hitting of the ball might be rehashed a normal of multiple times during a 18-gap course, or multiple times or more during a training meeting by an expert, it is straightforward that, for both expert and recreational players, wounds can happen either through abuse or terrible method through activities causing extreme injury (Kohn 1996). McCaroll (1990) found that experts harmed their self less often than that of beginners, and that the reasons for injury were because of poor swing mechanics. Wounds to these musculoskeletal structures are caused either by over-burden of pressure, winding of the tissues or the strain of the physical effect of hitting the ball (Stover 1976). The point of this article is to survey and dissect the golf swing biomechanically to distinguish the right strategy to help forestall regular hitting the fairway wounds. The golf swing will be separated in to 6 stages; ball address, end of backswing, forward swing/increasing speed, ball sway, early finish, and late finish. For every one of these 6 stages the human body experiences biomechanical focuses on prone to incite wounds, these wounds and their avoidance will be examined during each stage. Stage 1 and 2 Ball Address and End of Back Swing There are a few variables to consider during the ball address to guarantee a powerful method for power creation and injury avoidance. Terrible stance can cause skeletal and joint misalignment, which will influence the example of stress forced on tissue and the territory of power circulation (McGinnis 1999). Accordingly on the off chance that the players pose is less, at that point ideal they start and end development in an unusual position and therefore the odds of quickening joint wear are expanded. The accomplishment of the ideal pre-stroke pose is accomplished through a decent beginning position for example indeed, even weight dissemination on the two feet with a shoulder width position. This will guarantee a critical base of help that will elevate steadiness and harmony to the golf player as the focal point of gravity moves all through the shot. Along these lines permitting maximal potential motor vitality to be produced through the club. In the event that the position is too wide truck revolution will be diminished setting more prominent strain on the spine, causing injury. Then again, if the feet are excessively limited, lessening the base of help, it could lead the golf player to lose control of the swing because of a decline in steadiness. To help forestall wounds to bring down back during the whole swing it is fundamental to have great center security. (Wilson 2005 p. 316) depicts the center asâ the capacity of the lumbo-pelvic hip complex to forestall clasping of the v ertebral segment and return it to balance following bother. Accordingly, center solidness is basic to help balance out the body which in actuality will assist with supporting the enemy of the stomach, along these lines forestalling injury to the lower back. As joint mechanics are not exactly perfect with poor stance, joints won't successfully move around a focal hub, accordingly forestalling rakish movement. With poor stance, the balancing out muscles of the body (those that help keep up joint hub revolution), become long and frail. In resistance, the development muscles of the body become abused, short and tight. A continuation of this cycle prompts further lopsidedness, expanding the odds of injury (Chek 1998). When great stance is accomplished there ought to be slight front flexion of the storage compartment at the hips and the shoulders, knees and feet must be adjusted. The back must be kept straight while keeping the vertebral section opposite to the ground in the frontal plane (despite the fact that the chest area of the player stays inclining forward towards the ball to permit a lower focal point of gravity to upgrade balance all through the swing). On the off chance that your focal point of gravity isn't appropriated equally when you take your arrangement because of a postural flaw or inaccurate position theâ centre of gravity might be excessively far back, which as a result will make the legs move before the backswing is finished. Therefore power is provided by the arms and shoulders just, which again makes unnecessary power through the shoulder and elbow. In the subsequent stage, the backswing, a concurrent pivot to the correct side around the spinal vertical hub of the knees, hips and upper appendages is executed. This raises the club to its most noteworthy point so as to acquire the broadest conceivable curve of movement (Adlington 1996) Wounds related with the location and backswing of the golf swing are: Frontal flexion at the dorsolumbar spine as opposed to at the hips builds the chance of vertebral hypermobility and uneven solid worry during the backswing (Hosea 1996) Overextended, straight arms (particularly the left) or sprain elbows and anomalous high solid pressure in the lower arms (too close a hold) lessens the adequacy in making speed in the downswing and can actuate elbow and wrist wounds at ball sway (Gosheger 2003) A hold without interlocking hands or too free a grasp expands the threat of dropping the club causing lost precision on ball effect and injury of the elbow, wrist or hand through ground sway. An unnecessarily long backswing may cause trunk over-pivot injury or startle the golf player prompting ground crash wounds. Abundance backswing additionally expands strain in the left thumb and right wrist. Overabundance arm/shoulder rise on the backswing, with the left arm snatching the left shoulder, encroaches on the subacromial tissues (ligaments, bursa) and requires great adjustment from the rotator sleeve muscles. In the event that the bursa keeps on being encroached this could prompt the bursa turning out to be kindled causing bursitis.( Jobe 1996) Leftward spinal lean, rather than being corresponding to the ground, during the rightward weight move expands the chance of a clashing spinal bend act toward the finish of the finish. The rightward weight move unusually gathered outwardly of the correct foot can cause lost harmony and right lower leg sprain.( McCarroll 1990) Stage 3 and 4 Forward Swing/Acceleration and Ball Impact The third period of the golf swing is described by the enactment of an anatomical multi switch framework which gives the club a downswing in a rotational, rakish direction and a most extreme speed. A switch framework is inflexible or semi-unbending article that is equipped for pivoting around a support (McLeste 2008). In a golf swing a second rate class switch is available and comprises of the golf club and the golf players arm. Switches speed up and power, in this way keeping up a more drawn out switch will build power creation. In the event that the switch is abbreviated due to flexing the elbow on sway it will take a more prominent power to get a similar force. Consequently over the top power will be moved into the elbow. In the event that the support is so distant set away from focus, a great deal of strong exertion must go into the grasp of the club toward one side so as to move the club head at the other. These switches are enacted in arrangement starting from the earliest stage upwards; from the feet to the wrists. Preceding the fruition of the backswing, great golf players are gathering motor vitality from the beginning in anticipation of the downswing. As the feet drive into the ground powers are produced and afterward moved go into the body, thusly quickening right off the bat through the hips, shoulders, arms and afterward club head. This is a successful utilization of the motor chain by creating powers from the base up which will take into account a productive smooth movement. In the event that the motor chain separates because of irregularity in the swing strategy this could prompt wounds as the power isn't being controlled and circulated equitably through the body. The dangers for wounds in the downswing and ball sway happen during the zones of most noteworthy solid action. There is additionally chance for injury to the elbows, wrists and hands if any of these 3 structures is held excessively solid. (Kohn 1996) Wounds related with the down swing and ball effect of the golf swing are: Thoracic and stomach solid strains may emerge after mighty chest area revolution on the downswing. (Stover 1976) The leftward weight move can make extensive compressive powers on the left leg (hip, knee, lower leg and foot) which are risky to people with osteoarthritis. (Hahn 1991) Sidelong or average epicondylitis (golf players elbow) can be supported at sway if the hold is excessively close or the elbows are held too firmly or are sprained. Grasps size is thusly significant as too little a hold will make the golf player grasp firmly. Clubs of legitimate weight, length, and hold are in this manner significant in fundamentally decreasing the energetic powers produced inside theâ elbow (Kocker 2000) Over the top wrist flexion/expansion in the downswing, or hitting the ground in the wake of losing balance, can cause genuine hand and wrist wounds. (Murray Cooney 1996). Stage 5 and 6 Follow Through and Late Follow Through The finish is basically the deceleration of the body after contact with the ball has been made. Deceleration by the body happens because of the assimilation of vitality back up through the active chain of the body. The risk for wounds to the lumbar dorsal zone emerges if the deceleration stops too suddenly or if the last scope of movement of spinal revolution is excessively unmistakable (Parnianpour 1988). Back shoulder wounds are in all probability during the finish because of the high latency and huge increasing speed (Atwater 1979). At the highest point of the finish, the spine is turned to one side, and the hips are completely confronting the objective which enrolls the assistance of the muscular strength to help the spine, while the wrist joints steal working the wrist extensors to drop the club behind the back. At sway, the body moves back to the generally even situation for an exceptionally brief timeframe, at that point the focal point of gravity shifts towards the objective as the mass of the arms and club move in that

Hotel Management Essay Example | Topics and Well Written Essays - 500 words - 4

Lodging Management - Essay Example In spite of the fact that supporters of virtual gatherings and other mechanical applications fight that a similar target could be accomplished by wiping out up close and personal gatherings, one contends that virtual gatherings and other PC intervened types of correspondence are generally inclined to interruptions. Since the clients are in various areas, which are generally helpful to their individual undertakings, in spite of showing nearness during the virtual gathering, these members could in reality proceed with different types of exercises, for example, reacting to messages, messaging, and making side discussions without the conspicuous information on different members. Accordingly, those taking part in virtual gatherings and other mechanically interceded types of correspondence, display failure to concentrate totally and dedicatedly since interruptions proliferate. With huge vis-à-vis gatherings which are intended to join individuals into teaming up, taking an interest, watching, tuning in, responding, reacting and interfacing with different members, increasingly breathed life into conversation results. The component of human collaboration is critical and foremost as it demonstrates a type of duty, a social security that shows adjustment to similar objectives, ways of thinking, qualities and goals advanced by the gathering, of which the individuals should be dynamic members. In like manner, through continuous response and reactions transferred by the members, significant and vital issues are promptly settled. There are clearly numerous favorable circumstances of up close and personal gatherings that couldn't simply be completely disregarded or excused; even with the productive use and advantages of virtual gatherings and PC intervened types of correspondence. For one, vis-à-vis gatherings can produce progressively positive and lively reaction from members that inspire the gathering to be increasingly eager about the goal being

Friday, August 21, 2020

Persuasive Speech free essay sample

Consider it, in the event that you got the spotless rendition of a melody on tunes, there would be fundamentally no words in it. Take, for instance, a melody that as of now has a terrible word In the title: Real Roll Call by Ill John. Here Is the blue-penciled tune: Hall multiple times. At that point he says that and that rehashes cannot mind my and that rehashes multiple times (Ill John). Rap music advances terrible language. Individuals drop F-bombs and the various bombs an abundant excess. It is amateurish. All things being equal, swear words dont bode well. For what reason would you ever need to consider somebody a bit of crap or a child of a female canine? It makes no sense!What has this world come to? Swearing used to be l chomp my thumb at thee and now swearing is around a hundred revile words with an intermittent raised center finger. We will compose a custom exposition test on Powerful Speech or then again any comparable theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Also, rap music advances negative behavior patterns and has terrible Influences. By and large, American teenagers tune in to music for two and half hours In a day and 60% tune in to rap music. Seven out of nine rap tunes have a reference to drugs as well as liquor. Actually, a youngster that tunes in to popular music is uncovered o just five references every day, while a high schooler that tunes in to rap music Is presented to 251 references per day (Parker-pope).Here Is a selection from a tune called Against Luvs, which as of now shows awful sentence structure since affection is spelled L-U-V: She cause you to do what I do when we doing what we doing in the rear of the Lace (Snoop Dog). What do you think Snoop Dog is doing in the rear of the Cadillac, playing a game of cards? No. Sick let you know precisely what theyre doing, Ill even illuminate It for you: S-I-N. Sin, as In an indecent demonstration viewed as an offense against divine law, as in sex outside of reggae, underage drinking, and medication misuse. Those 251 or so references dont even incorporate the social media.Take, for instance, a rapper named Wiz Kalmia. Go on his Instating or Twitter. Actually one out of four of his posts are about him getting high, except if he lives in Colorado or Washington, that is illicit For instance, on February 15, 2013, he tweeted, Nice day to get stoned on the overhang (Kalmia). Additionally, on February 18, 2013, he tweeted, l Jus smoked a bong for breakfast (Kalmia). What an extraordinary good example, correct? Do you need somebody with a poor hard working attitude to Influence really? All rappers do Is lounge around and smoke weed and once in a while compose a melody which has no importance to it, and get a large number of dollars for it. Rap tunes are essentially 1 OFF Ben Rector, they have no cash, so they need to buckle down in light of the fact that they cannot bear the cost of pleasant chronicle studios and sound editors. You realize they are acceptable specialists since that is their genuine voice and not some phony, auto-tuned altering. Ultimately, rap music sends a negative message. What's your opinion of when a driver moves by, windows down, with booming rap music? By and by, I think, Man! I want to be as cool as that id! I mean truly, it looks exceptionally amateurish and it naturally sends a negative undertone towards said driver.Just two or three weeks back, I was strolling down to the track for training and I saw a child with his hand out the window, with a cigarette in it, music shouting out of his vehicle. I thought, Hes going no place throughout everyday life. Have a ton of fun working at McDonalds for an amazing remainder! Presently, Im not Judging individuals that smoke and saying that none of them a re fruitful throughout everyday life, Im Just saying that since he is beginning at such a youthful age, at that point he will likely get dependent ND never stop and smoking will assume control over his life. Rap music doesnt Just send an unfortunate message to me, yet it additionally sends a negative message to individuals taking a gander at America from different nations. Individuals take a gander at us from different nations and when they look on us Americans, they just glance at superstars. Big names depict the picture of America, and theyre not doing such an extraordinary Job. Outsiders view us and tune in to our music and are absolutely disturbed. A statement from Whitney Houston, l accept that kids are our future. Encourage them well and let them lead the way. Give them all he magnificence they have inside (Houston). We are the eventual fate of America. It is in our grasp. On the off chance that we fill them with rap and all the poo that accompanies it, we will come up short. The eventual fate of America will gradually blur. We have to make every second count and not be impacted by the message rappers are sending us. Like Houston stated, we as a whole have magnificence inside that will change the fate of America. Tune in to the astute expressions of Kid President, What will you make that will make the world progressively wonderful. .. Nothing if youre Just staying there (Kid President). Works Cited Forman. Since I Got High. Since I Got High-single. Influential Speech free paper test Presenting sex instruction in center school is significant the same number of instances of high school pregnancy have been accounted for in the previous not many years† Final Persuasive Speech April 21, 2013 I am writing to convince you of how it is imperative to converse with our little youngsters in center school about sex and teenager pregnancy. Sex training is one of the most questionable issues in instruction. This has been drifting over instructive foundations since ages. It is presumably the most discussed subject that will consistently have a partitioned assessment. A few people will consistently concur and some will consistently oppose this idea. Attempt however everybody may, it is practically difficult to disregard the duty of educating understudies about its significance. Issues like teenager pregnancy and STDs ascend because of dangerous sex, and probably the most ideal approaches to maintain a strategic distance from it, is by teaching the understudies about it. Measurements show that over half of American young people lose their virginity by the age of 17. We will compose a custom article test on Convincing Speech or on the other hand any comparative theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page It likewise shows that sex training in schools is all around acknowledged by just 7% of American guardians. The other 93% despite everything think of it as an untouchable to discuss sex to their youngsters, and resort to making up the ever well known accounts of flying creatures and honey bees. In any case, do they stop for a second and imagine that it isn't the nearness of sex training in schools, yet its nonappearance that has caused the pace of teenager pregnancy to go up to such an elevated level? Given beneath are some more contentions for sex instruction. Weight on Abstinence is perhaps the most school that do give sex training, have a restraint is the best arrangement way to deal with it. They weight on restraint as the ideal method to be thoroughly liberated from any issues at all, identified with sex and sexuality. Which really bodes well. We as a whole accept that anticipation is superior to fix, so why not simply trust that the correct age will take part in sexual movement. The two most significant things that you should be explicitly dynamic, in particular the psyche and the body, are not completely developed when children are in school. It places them in grave peril, truly and mentally. Subsequently focusing on the significance of limitation and forbearance through sex training is an extraordinary bit of leeway. I feel like anti-conception medication is an another decent source to realize while being sexual dynamic. Schools that dont utilize the forbearance approach, want to go the protected sex way. They have acknowledged the way that the sexual exercises of young people and even pre-youngsters can't be constrained by a simple class taken in school. They realize that the understudies have different assets because of the different structures and discussions of data that are accessible today. So the schools would prefer to give them tips on the best way to take part in safe sex, by utilizing proper contraception measures in the event that they are explicitly dynamic, than lecturing forbearance. They train them on utilizing various techniques for anti-conception medication, and furthermore the perils of high school pregnancy. Thinking about the diverse STD’s that are over here significant. It is just through training in schools, that understudies will get appropriate and genuine data about explicitly transmitted infections. The grave threats that these sicknesses posture to them, the physical and mental torment that they may need to experience on the off chance that they fall prey to a STD, also the social shame related with them, are all around clarified. This ingrains in the understudies an awareness of other's expectations that killjoys out of dread for their wellbeing and life. Therefore they carry on more capably. It is regularly observed that sex instruction isn't paid attention to. Understudies will in general gander at it as a subject of mocking, and either dont go to the classes, or whenever made mandatory, either take part in laughing and chuckling, all through. They appear to know about significantly more than the individual whos showing them it, on account of various motion pictures, sitcoms, and other media, proliferating sex as a style explanation. The sensationalizing of sex in school has arrived at such a level, that adolescents will take part in sex, just to demonstrate how cool and well known they can be. Theres little that sex instruction can accomplish for them. What's more, its the understudies, however the personnel as well. In the event that they truly need to take instruction about sex to an unheard of level of comprehension and significance, at that point they ought to have more than the standard classes that they do, and employ individuals who are prepared and very much educated to show the understudies it. Numerous gatherings of individuals accept that with regards to sex training, the cons exceed the stars, for one extremely basic explanation. They accept, without question, that their kids ought not be presented to something as unrefined as sex, in their school days in light of the fact that their religion doesn't allow it. It conflicts with their strict convictions and feelings, and they don't acknowledge it, on rule. It turns out to be extremely hard to contend with individuals when they carry religion to the cutting edge. Thus, numerous schools like to leave this touchy issue immaculate. Rather than forbearance just instruction, when schools spread safe sex, they run the r

Saturday, August 8, 2020

An Introductory Psychology WebQuest

An Introductory Psychology WebQuest More in Student Resources APA Style and Writing Study Guides and Tips Careers This Psychology 101 WebQuest and lesson plan are designed to help students learn more about the basics of psychology. It serves as a good introduction the science of the mind and behavior. The lesson plan is adaptable, so you may choose to have students complete the assignment portion either online or offline. If you choose to have students complete the assignment online, they will need to have some knowledge of how to use blogging or online document tools. If you choose to complete the assignment offline, students may choose to use word processing tools (such as Microsoft Word) or presentation software (such as PowerPoint). The lesson plan consists of two components: 1. The Psychology 101 WebQuest In this portion of the lesson plan, students will utilize the web to research different psychology topics. All resources are provided in the WebQuest, so there is no need for students to search for the articles and URLs they need. Students can select which topics they choose to include in their assignment, but I would suggest having students choose a minimum of three sections to complete. 2. Creating a Psychology Presentation After selecting their topics and exploring the resources provided in the Psychology 101 WebQuest, students will need to create a psychology presentation. This can be accomplished in several different ways. Students may opt to use an online publishing tool, such Blogger or Google Docs, to present their project. Another option is to utilize tools such as Microsoft Word or PowerPoint to create a presentation. Depending on your requirements, students could also choose to create a poster-board presentation. The Psychology 101 WebQuest offers a fun and exciting way to explore psychology topics and integrate technology tools and resources into the classroom curriculum. Because the lesson plan is highly adaptable, you can make any necessary changes to make it work for your unique classroom needs. Grade Levels: 8th-grade and up Description: Complete a Psychology 101 WebQuest and develop a presentation based on the resources provided. Goal: Students will identify three topics of interest within psychology, read the available resources and create a class presentation based on what they have learned. Part 2: Research Topics for the Psychology 101 WebQuest Choose at least one topic from the list below and click the links to read the articles provided. As you read the information, begin taking notes for your research. Divide your notes into three different sections and write down relevant details that you might want to include in your final psychology presentation. What Is Psychology? What Is Psychology?Perspectives in Modern PsychologySpecialty Areas in Psychology10 Things You Should Know About Psychology Biopsychology: The Brain and Behavior What Is a Neuron?The Structure of a NeuronAn Overview of the Nervous SystemA Tour of the Human Brain Behavioral Psychology What Is Behaviorism?Classical ConditioningOperant Conditioning Memory What Is Memory?How Memories Are RetrievedReasons Why We Forget10 Ways to Improve Memory Development What Is Development?Major Questions About Human DevelopmentTheories of Child DevelopmentOverview of Early Childhood Development Personality What Is Personality?Erik Eriksons Theory of PersonalityTrait Theory of Personality Part 3: Create a Psychology Presentation After students have read through the materials for their chosen topics, it is time to start putting together their presentations. The format of these presentations can vary, since students may choose to use different tools and techniques to present the materials. Some possibilities: 1. Create an Online Journal: Students interested in creating an online journal can utilize one of the many free blogging tools that are available (I recommend  Blogger  or  WordPress ). After signing up for an account, students can start creating entries. Students might opt to break their research up into separate sections and then create a separate blog entry for each topic, or they may also choose to keep a running journal of their personal thoughts and reactions to the materials that they read. Be sure to have your students read the following directions on how to create their own blogs. 2. Create a Document or Presentation Students who do not wish to do an online presentation might want to consider making a written document or PowerPoint presentation. For a written document, students can present their information as a research report, as a question-and-answer style document or as a written journal. Those interested in creating a PowerPoint presentation may want to break up their research into different sections and create separate slides for each part of their project. Your students may want to consult the following resources for more information on creating multimedia presentations. 3. Create a Poster-board Presentation Another assignment option is to have students develop a poster-board presentation. In addition to containing a wealth of information, these poster-boards should also be visually engaging. One fun alternative would be to have all students in the classroom create a poster-board and then hold a psychology conference where students share and discuss the information presented in their posters. Terms of Use You are free to use the Psychology 101 WebQuest for personal and educational use. Giving away, selling or redistributing this WebQuest is not permissible. Do not republish this lesson plan on another website or distribute it electronically via e-mail. Please credit  Verywell.com Psychology  when you utilize this lesson plan. Evaluation After students have completed the WebQuest and their associated psychology presentation, you will need to evaluate the assignment based on the unique criteria you have established. Students should be able to demonstrate an understanding  of the material and an ability to clearly communicate what they have learned. A sample rubric is provided below: Evaluation Rubric 4 3 2 1 Organization Demonstrates a great deal of organization Demonstrates a considerable degree of organization Demonstrates some knowledge of organization Demonstrated limited knowledge of organization Presentation Shows excellent use of style, design?, and visual appeal Shows good use of style, design, and visual appeal Shows some use of style, design, and visual appeal Shows limited use of style, design, and visual appeal Knowledge/ Understanding Demonstrates an excellent understanding of the topic Demonstrates a good understanding of the topic Demonstrates some understanding of the topic Demonstrates limited understanding of the topic Communication Presentation method shows excellent communication of materials and meaning Presentation method shows good communication of materials and meaning Presentation method shows some communication of materials and meaning Presentation method shows limited communication of materials and meaning

Tuesday, June 23, 2020

More Americans Are Saving for College With 529 Plans

News flash: College is expensive. According to the College Board, students paid almost $20,000 this year for tuition, fees and room and board at a four-year in-state school, and those who attended a private college paid double that amount, which means in total you could end up paying well over six figures for a degree. So for most families, being able to afford college will take some planning. There are a number of different ways to save for future college costs, but new data from the College Savings Plans Network (CSPN) shows that more parents and grandparents are opting to stash their money in 529 plans than ever before. In fact, at the end of 2015 there were 12.5 million active 529 accounts in the U.S., compared to 12.1 million accounts just one year earlier. And 55 percent of these accounts received contributions in 2015, up from 53 percent in 2014. The amount of money families are putting in 529 accounts is also increasing. In 2015, $25.7 billion was added to 529 plans across the country, up from $24.4 billion in 2014, and $18.0 billion in 2010. And despite volatile market conditions during the later part of 2015, total assets in 529 plans rose by 2.1 percent from the start to the finish of 2015. What's so great about 529 plans? When you invest in a 529 plan, any gains in the account will grow tax-free and won't be taxed at withdrawal as long as the money is used to pay for college expenses like tuition, room and board and computers. And if you pay state income tax, you might get a deduction or credit for your contributions. In most cases, to get this benefit you'd have to use your home state's plan, but if you live in Arizona, Kansas, Maine, Missouri, Montana or Pennsylvania, you'll get a tax benefit for investing in any state's plan. Did we mention that you don't have to use your home state's 529 plan? In fact, there are over 90 plans available throughout the U.S., each offering different investment options. You'll want to start by checking out your home state's plan to see if they offer any matching contributions or other benefits, but be sure to review the plan's investment performance and fees. If something doesn't seem right, it might be a good idea to shop around. Assets in a 529 plan also receive favorable treatment on the Free Application for Federal Student Aid (FAFSA). Normally, a financial aid award package would be reduced by 20 percent of the value of student owned assets. But 529 plans, whether owned by the student or one of their parents, are always counted as a parent asset and assessed at a maximum 5.64 percent. So if you have $10,000 saved, that's $564 versus $2,000. And let's not forget about flexibility. Almost anyone can invest in a 529 plan, regardless of their age or annual household income, and your savings can be used toward courses any eligible post-secondary institution, including trade schools and study abroad programs. If your child decides not to pursue any type of education after high school, you can always change the beneficiary to another family member. Those who want to make a larger contribution, like a grandparent, can deposit up to $14,000 per year without triggering a gift tax. If they're looking to remove a larger amount of money from their estate, they can elect to treat an annual contribution of $14,000-$70,000 as if it were made over five years. How can you get started? You can enroll in most 529 plans directly through their website, but there are also some plans that have to be purchased from a financial advisor. You'll pay an extra sales charge with an advisor-sold plan, but if you're new to investing and would like some guidance, the added cost might be worth it to you. For example, an advisor may be able to help you decide between an age-based or static investment option. Static portfolios will focus on one particular strategy (growth, stability, etc.) and remain the same throughout the life of the account unless you manually make a change, which you're allowed to do twice per year. Investments in an age-based option, on the other hand, will be automatically shifted based on the number of years the beneficiary has until college. So a younger child's plan will be more heavily weighted toward stocks and will move toward more conservative fixed income options as they get older. In other words, with an age-based portfolio the plan does some of the work for you. There's a helpful tool available at Savingforcollege.com that lets you compare the features of all of the different 529 plans available. Once you've made your decision, you can link your college savings plan to a checking or savings account to set up automatic contributions. There's noting to report on your tax return until you take your first withdrawal, so the only thing you'll have to do until then is monitor your investment performance to make sure you're on track to meet your goals. News flash: College is expensive. According to the College Board, students paid almost $20,000 this year for tuition, fees and room and board at a four-year in-state school, and those who attended a private college paid double that amount, which means in total you could end up paying well over six figures for a degree. So for most families, being able to afford college will take some planning. There are a number of different ways to save for future college costs, but new data from the College Savings Plans Network (CSPN) shows that more parents and grandparents are opting to stash their money in 529 plans than ever before. In fact, at the end of 2015 there were 12.5 million active 529 accounts in the U.S., compared to 12.1 million accounts just one year earlier. And 55 percent of these accounts received contributions in 2015, up from 53 percent in 2014. The amount of money families are putting in 529 accounts is also increasing. In 2015, $25.7 billion was added to 529 plans across the country, up from $24.4 billion in 2014, and $18.0 billion in 2010. And despite volatile market conditions during the later part of 2015, total assets in 529 plans rose by 2.1 percent from the start to the finish of 2015. What's so great about 529 plans? When you invest in a 529 plan, any gains in the account will grow tax-free and won't be taxed at withdrawal as long as the money is used to pay for college expenses like tuition, room and board and computers. And if you pay state income tax, you might get a deduction or credit for your contributions. In most cases, to get this benefit you'd have to use your home state's plan, but if you live in Arizona, Kansas, Maine, Missouri, Montana or Pennsylvania, you'll get a tax benefit for investing in any state's plan. Did we mention that you don't have to use your home state's 529 plan? In fact, there are over 90 plans available throughout the U.S., each offering different investment options. You'll want to start by checking out your home state's plan to see if they offer any matching contributions or other benefits, but be sure to review the plan's investment performance and fees. If something doesn't seem right, it might be a good idea to shop around. Assets in a 529 plan also receive favorable treatment on the Free Application for Federal Student Aid (FAFSA). Normally, a financial aid award package would be reduced by 20 percent of the value of student owned assets. But 529 plans, whether owned by the student or one of their parents, are always counted as a parent asset and assessed at a maximum 5.64 percent. So if you have $10,000 saved, that's $564 versus $2,000. And let's not forget about flexibility. Almost anyone can invest in a 529 plan, regardless of their age or annual household income, and your savings can be used toward courses any eligible post-secondary institution, including trade schools and study abroad programs. If your child decides not to pursue any type of education after high school, you can always change the beneficiary to another family member. Those who want to make a larger contribution, like a grandparent, can deposit up to $14,000 per year without triggering a gift tax. If they're looking to remove a larger amount of money from their estate, they can elect to treat an annual contribution of $14,000-$70,000 as if it were made over five years. How can you get started? You can enroll in most 529 plans directly through their website, but there are also some plans that have to be purchased from a financial advisor. You'll pay an extra sales charge with an advisor-sold plan, but if you're new to investing and would like some guidance, the added cost might be worth it to you. For example, an advisor may be able to help you decide between an age-based or static investment option. Static portfolios will focus on one particular strategy (growth, stability, etc.) and remain the same throughout the life of the account unless you manually make a change, which you're allowed to do twice per year. Investments in an age-based option, on the other hand, will be automatically shifted based on the number of years the beneficiary has until college. So a younger child's plan will be more heavily weighted toward stocks and will move toward more conservative fixed income options as they get older. In other words, with an age-based portfolio the plan does some of the work for you. There's a helpful tool available at Savingforcollege.com that lets you compare the features of all of the different 529 plans available. Once you've made your decision, you can link your college savings plan to a checking or savings account to set up automatic contributions. There's noting to report on your tax return until you take your first withdrawal, so the only thing you'll have to do until then is monitor your investment performance to make sure you're on track to meet your goals.